PBT making payments as easy as 123 with iwocaPay


min read

PBT making payments as easy as 123 with iwocaPay

wedge coral iwoca
red wedge
grey wedge
yellow dot
grey line with green square
blue square

Traditionally, a business owner might speak to their accountant a few times a year - when calculating tax payments or preparing historical financial statements for instance.

Not for Vicki and her team at PBT Accountancy.

Like many modern accounting firms, they’re connecting with their clients frequently, to help solve any and all of the financial hurdles business owners can face. And when Google can’t answer their questions simply - PBT’s clients are coming to them with all sorts of accounting tech questions as well. Things like:

  • What’s the best invoice scanning software?
  • Which type of forecasting tools should I use?
  • Are there automated invoice chasing options?
  • How can I monitor my cash flow in real time?


Embracing technology means clients can focus on running their businesses

Starting PBT Accountancy 5 years ago, Vicki understood early on the importance of reducing the time her clients spent on non essential tasks and financial management. By getting them to use the right tech, they could dedicate their full attention on running and growing their businesses.

In a recent chat with iwoca, Vicki told us “technology has played a part in everything we’ve done”. She explained it’s been really encouraging seeing clients taking it on board and using the technical solutions available to them. They don’t want to waste time paying for admin and functions that they don’t have to.

Watch the session here.

Researching the right solutions is key

Simply knowing there’s technology out there that can help your client isn’t enough. Before recommending solutions, accountants must have a thorough understanding of all of the benefits and drawbacks of different softwares.

Vicki’s solution? She tests out new technology within PBT - so she and the team become experts in the products before they start recommending them to their clients.

Trusting new providers

To make sure any new technology is credible and worthy of being put in front of her clients, Vicki road tests software solutions in the background to see if it works as it’s meant to. (Or doesn't!)

"How can I sell something to someone if I don't use it myself? I like to break systems to fix them and rebuild them, so I can really understand how they come together. I have to be able to use it fully. What if my client breaks something, I have to be that expert."

Vicki PBT
Vicki from PBT Accountancy

This is exactly what Vicki did with iwocaPay.


Having tried card payment solutions for their invoices in the past (which weren’t that successful), she’s finding the open banking powered payment solution pretty seamless so far:

“When I first looked at iwocaPay, I was more interested in how I was going to get paid faster….it's so easy to send paylinks to clients and we’ve definitely noticed that we’ve been getting paid faster. There’s no reason for our clients to delay payment. Once the iwocapay.me link is on the invoice it’s pretty easy!”

“People shouldn’t be afraid of taking on a new payment service”

Of course no two businesses are the same and what will work for one might not work for another but – ultimately – everyone wants to get paid quicker.

“If you’ve got these efficiencies and different ways to not only get paid faster but to have better working relationships, then anything is worth exploring. Having this extra payment solution is perfect”, Vicki told us.

Try iwocaPay today!

Words by
Mat White
Article updated on:
July 7, 2021

Get started

  • Borrow up to £500,000
  • Repay early with no fees
  • From 1 day to 24 months
  • Applying won't affect your credit score
Apply now
red line and yellow circle

Other finance related topics

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

View all
Alternative business funding

Supply chain finance

Supply chain finance plays a crucial role in the success of businesses in the UK. It involves various financial techniques and solutions that help optimise the movement of goods and funds along the supply chain. By understanding the basics of supply chain finance, businesses can unlock potential opportunities and drive growth in the competitive market.


Management buyout

A management buyout (MBO) is a well-known strategy in the business world that allows the existing management team to take control of a company by purchasing either all or a majority of the company's shares from its current owners. In the UK, management buyouts have gained significant popularity as a means of acquiring and managing businesses.

Alternative business funding

Property refurbishment loans

In today’s competitive real estate market, property refurbishment has become an increasingly popular strategy for investors looking to maximise their returns. However, undertaking a renovation project can often require a significant amount of capital upfront. This is where property refurbishment loans come in to provide the necessary funding. In this article, we will explore everything you need to know about these loans and how they can help turn your property investment dreams into a reality.

light blue wedge

Let’s get started

Applying won’t affect your credit score

Need help? Call us:

Get approved in 24 hours

Applying won’t affect your credit score

What's next?

  • Apply in 5 minutes
  • Meet your account manager
  • Get money in the bank in hours

Need help? Call us: