iwoca SME Expert Index

Our quarterly survey with influential UK SME brokers who collectively submit thousands of small business finance applications per month.

SME Expert Index data

Colin Goldstein
Chief Commercial Officer

Our SME Expert Index provides a regular snapshot on what’s driving small business owners to borrow, according to finance industry experts. It shows trends in the types and value of finance being accessed, and how these patterns change as the country navigates economic shifts in the market.

SME Expert Index
Q3 2025 headline statistics

76%

of finance brokers think that the current Government has had a negative impact on SMEs.

66%

of brokers say they expect the Government's Autumn Budget to have a negative impact on SMEs.

39%

of brokers say expanded business rates relief would benefit SMEs.

35%

of brokers say a reduction in corporation tax would benefit SMEs.

See full data trends

The survey asked lots of interesting questions on what is important to brokers. I hope to see some of the recommendations implemented into iwoca's already large and helpful loan offering soon.