Simple yet flexible
Sign up in minutes
It’s completely free to sign up and there are no commitments. We just need some basic details in order to verify your business.
Credit limits are based on your business performance - we can typically lend up to one month’s revenue, or up to £10,000 for a startup business.
Take the funds
Draw down as much as you need, when you're ready. Most businesses use iwoca to manage cash flow gaps, buy stock or make investments.
Repay or top up
Keep the funds for 12 months or repay early to save interest. You can also top up to your credit limit (subject to approval).