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Rocket fuel to grow your
ecommerce business

Borrow £1,000 to £50,000 for up to 6 months.
Repay early to save interest.


Built for online retailers

We take a fresh approach to business lending. Integrations with eBay, Amazon, PayPal and more allow us to view your sales history and customer feedback. That means we can make a fair assessment of your business and get you funded within hours.

How to apply

apply now
Featured in
full flexibility

A flexible credit facility

Borrow as much as you need up to your credit limit and keep the funds for any period up to 6 months. Only want the funds for a week? Only pay a week's interest. Simple.

And now if a business opportunity comes knocking during the life of your loan we are happy to look at topping you up.

More about how it works

Don't take our word for it

Our customer feedback speaks for itself - we're the top-rated lender on the independent review site Trustpilot. We've also won a number of awards for our innovative approach, including the Wired Money Startup Pitch.

Who are our customers?

Winner of

A better deal as you grow

We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate. Even better, there's no paperwork required after your first loan.

Ready to grow your business?