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Finance hub for retail and e-commerce businesses in the UK

Comprehensive resources on funding, cash flow, and growth strategies for retail and online ventures.

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24 hours

to get a decision

No fees

for repaying early

Applying won’t affect your credit score

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24 hours to get a decision

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No fees for repaying early

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Top-ups available

Since 2012, we've helped over 90,000 business owners access fast, flexible finance.

Explore our collection of articles to support your retail business growth

Understanding retail demand planning: avoiding stockouts and maximising sales

January 15, 2026

How to grow your online business

January 15, 2026

Harry Cranfield

Cash Flow Management in Retail: Challenges and Strategies for Retailers

January 15, 2026

How to start an online business without inventory

January 15, 2026

Retail Business Loans: Accessing Finance to Boost Retail Growth

January 16, 2026

How to start a dropshipping business in the UK

January 16, 2026

E-commerce business challenges: VAT registration and pricing

January 15, 2026

How to Start an Etsy Shop: A Step-by-Step Guide for UK Entrepreneurs

January 16, 2026

Francois Badenhorst

Starting a retail business in the UK: understanding your year-one costs

January 16, 2026

E-commerce business challenges: going for sole trader or limited company

January 15, 2026

E-commerce business challenges: when and how to get a business premises

January 15, 2026

Inventory management tips for retail and ecommerce

January 16, 2026

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With iwoca business finance you can:

Borrow from £1,000 to £1,000,000 over 24 months
Get a decision in 1 working day
Repay early with no fees