We believe finance expands possibilities
Our story
Banks and traditional lenders just don’t understand small businesses. They don’t understand how busy small business owners are, that they don’t have a finance department to tackle impossible forms, and they don’t understand how important small businesses are.
That’s why we’ve designed iwoca around small businesses. No more convoluted forms, long waits and unfairly rigid lending criteria. Instead, we combine award-winning technology with an understanding of exactly what small businesses need, to provide you with the tools to unlock growth or plug cash flow gaps that many businesses face.
Custom built for Europe’s small businesses
"What was nice was the human touch, being able to speak to my account manager, Kenny, straightaway. He was interested in the business, not just the numbers. "
"Growth requires working capital funding, so iwoca was an opportunity for us to continue to invest in kit, equipment, and the facility to keep our quality standards high. "
"They understand what growth we need and what potential we have. It’s just a much better way of borrowing. "
Our work for small businesses
iwoca launches Open Banking with HSBC and Barclays
As we celebrate the end of the year, we're really pleased to connect to Barclays and HSBC through Open Banking. We now offer three Open Banking connections, including Lloyds Bank, so more than 60 percent of our customers can open up to Open Banking.
Read Articleiwoca wins Responsible Lender of the Year at 2018 Credit Awards
We’re so pleased to share the news that we were honoured with the award for Responsible Lender of the Year for Medium-Sized Businesses at this year’s Credit Awards.
Read ArticleWe’re growing our team
We’re now a team of over 200, and we’re looking for motivated people to join us in our mission.
Working at iwocaScaling up people-friendly fintech
As our new COO, Seema Desai is bringing 18 years of financial and tech experiences into her role at iwoca, helping develop smarter processes for customers and colleagues, encouraging diversity, and enjoying a few mountains on the way.
Read Article2018 roundup
This has been a year unlike any other for iwoca. So, as is tradition, we’ve taken a quick look back at what we’ve been up to over the past 12 months.
Read Articleiwoca becomes first business lender to connect to UK bank via Open Banking
We've successfully released Open Banking for all new customers with a Lloyds Bank account.
Read Articleiwoca celebrates its 7th birthday old today. Hurray!
It’s iwoca’s birthday! We’ll be blowing out seven candles on our cake today.Our company was founded back in 2011 by Christoph Rieche, our CEO, and James Dear, our CTO, and we’ve been incredibly busy ever since then.
Read Article
iwoca Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit (licence number: 723378) and the provision of payment services (licence number: 791804)
