About us

We believe finance expands possibilities

Our story

Banks and traditional lenders just don’t understand small businesses. They don’t understand how busy small business owners are, that they don’t have a finance department to tackle impossible forms, and they don’t understand how important small businesses are.
That’s why we’ve designed iwoca around small businesses. No more convoluted forms, long waits and unfairly rigid lending criteria. Instead, we combine award-winning technology with an understanding of exactly what small businesses need, to provide you with the tools to unlock growth or plug cash flow gaps that many businesses face.

Custom built for Europe’s small businesses

2011

year founded

26,673+

businesses funded

£910,810,779+

in total funding

"They understand what growth we need and what potential we have. It’s just a much better way of borrowing."

Charles Burch

EXF Fitness

"They understand what growth we need and what potential we have. It’s just a much better way of borrowing."

Charles Burch

EXF Fitness

"Very useful, fast and responsive. We were able to apply and draw down our funds within two days."

Tom Hyde

Brew Lab Coffee

"A loan from iwoca took one day! Really good service, polite, friendly, and efficient."

Jim O’Brien

The Change Group

Our work for small businesses