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With iwoca, draw down as needed and repay early to save on interest. Flexible business loans with no hidden fees.

  • Repay over 1 day to 5 years
  • Borrow £1,000 to £1 million
  • Top-ups available
Apply now

Template for blog CTAs

With iwoca, draw down as needed and repay early to save on interest. Flexible business loans with no hidden fees.

  • Repay over 1 day to 5 years
  • Borrow £1,000 to £1 million
  • Top-ups available
Apply now

Stock up without draining your cash flow

Spread the cost of stock purchases using an iwoca loan. You can overpay or fully repay your loan anytime.

  • Borrow £1,000 to £1 million
  • Repay over 1 day to 60 months
  • No early repayment fees
Apply now

Business loans with predictable monthly repayments

Spread your costs using an iwoca loan, with the option to overpay or repay in full anytime.

  • Borrow £1,000 to £1 million
  • Loans from 1 day up to 5 years
  • No early repayment fees
Apply now

Fast business loans without the bureaucracy

Apply for an iwoca loan online in minutes — no business plan, no visits to the bank, minimal paperwork.

  • Borrow £1,000 to £1 million
  • Decisions in 24 hours
  • No early repayment fees
Apply now

Flexible business finance for buying cars and vans

Business loans to spread the cost of business vehicle purchases with no hidden fees or complex leases.

  • Apply in minutes
  • Decisions in 24 hours
  • Repay early anytime with no penalties
Apply now

Fast & flexible funding for business property projects

Use our loans for any business purpose, including the purchase, renovation or development of property.

  • Borrow from £1,000 to £1 million
  • Decisions in 24 hours
  • Loans from 1 day up to 5 years
Apply now

Pay your business tax bill without draining cash flow

Cover your tax bill with our flexible business loan and spread the cost over manageable repayments.

  • Apply online in minutes
  • Borrow £1,000 to £1 million
  • Repay early anytime with no penalties
Apply now

Fund your business growth and keep control

Avoid giving up equity to investors. Apply in minutes for a business loan to fund your growth.

  • Borrow £1,000 to £1 million
  • Decisions in 24 hours
  • Top-up loans available
Apply now

Check your business credit score, for free

With Credit Compass, get a clear view of your business credit score, what's affecting it, and what to focus on next.

  • Sign up in 2 minutes
  • Free, always - no trials or tiers
  • Monthly updates and action steps to help you work on your score
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