Sell your business. Keep your legacy.
You've built something valuable. We want to make your exit a success. We're an M&A platform built for SME owners like you, that make the process feel fair and straightforward. There is no upfront risk as we only take a success fee on completion. We commit to a high quality due diligence and managed deal process from start to finish.
- Business valuation in days
- Success fee only
- 150k+ SMEs trust iwoca
- £500k-£10m EV is our sweet spot
Your journey from application to exit
Application
Complete our confidential application. Within 48 hours, you'll speak with an experienced deal operator who will review your application, your goals and outline what preparation is needed before going to market.
Upload documents
We'll collect financial statements, bank statements and operational docs. Don't worry if things are messy, we have processes in place to verify and resolve if there are any issues.
The data will then be turned into professional information memorandums.
Matching & Offers
We identify and approach qualified buyers from our network who's criteria are a strong fit. They review your verified data and once we have serious interest we introduce you. We push buyers to complete substantiated indicative offers and help you evaluate competing bids.
Due Diligence
You've selected your favourite offer & agreed exclusivity. Our M&A professionals handle the process for you: coordinate Q&A, manage information requests, and maintain momentum.
Negotiation
We provide a transaprent process to enable you to negotiate price, structure, payment terms, and any transition commitments. We coordinate with lawyers and accountants to move toward completion.
Completion
Legal documentation is finalised, completion occurs, and you receive payment. We support the transition period to ensure a smooth handover and protect the value you've built.
Why selling your small business can be difficult
Too expensive
Traditional M&A advisors charge fees that only make sense for deals above £10m. Their model doesn't work for SME transactions.
Too slow
Manual processes and outdated workflows mean transactions drag on for 12-18 months. You need speed and certainty.
Wrong focus
Investment bankers don't understand owner-managed businesses. They're optimised for corporate deals, not entrepreneurial exits.
No Support
We specialise in working with financial documents of SMEs. We will prepare the due diligence and manage the deal process end-to-end so that you can focus on your goals.
Built specifically for SME business sales
Technology meets expertise
We use technology to automate the tedious parts—valuations, NDAs, data rooms, documentation—while experienced deal operators handle the critical negotiations and relationship management. This means you get velocity without sacrificing quality. We move fast, but we never miss the details that matter.
Access to qualified buyers
We leverage iwoca's network of 150,000+ SME relationships to find the right buyers for your business. Professional buyers, strategic acquirers, and individual entrepreneurs—all vetted and funded. Better yet, buyers get access to iwoca's acquisition financing, meaning you're dealing with serious, funded buyers from day one.
Fair pricing, aligned incentives
We work on success fees—you only pay when the deal closes. No upfront retainers, no monthly fees that add up while your deal sits in limbo. Our fees are structured for the SME market, not for corporate megadeals. When you win, we win.
Want to know more?
Here are some questions our customers ask. If there’s anything we haven’t covered here, take a look at our FAQ
Yes. As iwoca's M&A platform, we can structure acquisition financing as part of the deal process. Our transaction managers work with iwoca's unsecured lending and partner secured facilities to create financeable offers. Buyers get pre-qualified so sellers know offers are credible.
We specialise in UK SMEs typically valued between £500k and £10m—the segment overlooked by traditional advisors. Whether you're selling a retail operation, service business, or manufacturing company, or you're a buyer seeking quality acquisition opportunities, we're built specifically for this market.
Three structural advantages:
- Verified financials upfront - We analyse seller financials quickly and for free before marketing, eliminating the due diligence surprises that kill deals
- Qualified buyer network - Access to iwoca's 100,000+ business relationships plus pre-screened financial buyers
- Embedded acquisition finance - We can structure the debt as part of the deal, not an afterthought
Traditional advisors ignore this segment because their manual processes don't scale. We've automated the trust-building steps while keeping expert humans where it matters.
For Sellers: Success fee only—a percentage of transaction value when the deal completes. No retainers, no monthly costs. You only pay when we deliver.
For Buyers: No fees to register or browse opportunities. A fixed commitment fee applies when you Head of Terms are accepted and you enter exclusivity—this ensures serious buyers and covers our exclusivity management costs.
All fees are transparent and competitive for the SME market. We'll walk you through the complete structure in your initial consultation.
We've built for speed. Target timeline from mandate to signed Letter of Intent: 3-6 months. Traditional processes often take 12-18 months.
The difference: we verify financials upfront (eliminating back-and-forth), use technology for the tedious parts (NDAs, data rooms, documentation), and embed financing to prevent last-minute collapses. Our transaction managers focus on negotiations and closing, not paperwork.
For Sellers:We'll schedule a confidential consultation to review your business, discuss realistic valuations based on verified financials, and outline what's needed to go to market. We'll perform initial due diligence to create your verified profile. You'll speak with an experienced transaction manager within 48 hours.
For Buyers:We'll qualify your acquisition criteria, funding capacity, and sector interests. If you match our verified seller opportunities, we'll start introductions immediately. For search mandates, we can proactively reach out to businesses in iwoca's network that match your profile. Giving you access to off-market opportunities.