Get a start-up business loan to fund your future growth
Launching a new business is thrilling thing to do. Nearly half a million UK entrepreneurs have a go each year, arming themselves with ideas, business plans and research.
- Perfect for businesses that have just launched
- No early repayment fees
- Top-up your balance in the future (subject to reapproval)
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Loved by over 90,000+ small businesses since 2012
What are start-up business loans?
They help you take the next step
Start-up business loans are designed to help entrepreneurs invest in growth. They can help you set up the business, hire employees, marketing your brand, or buy the stock and kit you need.
There’s less pressure than with other loans
With us, these loans are unsecured. So you don’t have to use a guarantor or include any assets as collateral when you apply.
And applying won’t slow you down
Our easy application process also means that you’ll get a decision quickly. This means that you don’t need to jump through hoops to acquire funding and can start investing in your business right away.
Fund your future with a start-up business loan
No early repayment fees
If you want to repay your start-up business loan early that’s great. We’ll never charge a fee for that. In fact, more than 20% of our customers repay ahead of schedule in their first six months.
Easy application
We’ve designed our application process to be as slick as possible: link your bank account and get going in minutes.
No hanging around
Once you’re approved, we’ll ping the money straight to your account. And if you need more later, you can apply for a top-up.
Read our in-depth guides about the world of business finance, designed to help you achieve more.
The iwoca story
Over the past eleven years iwoca has grown from an ambitious fintech start-up to one of the fastest-growing and biggest business lenders in Europe. Now we're a team of around 400 in London, Leeds and Frankfurt working towards the goal of funding one million small businesses.
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Questions? We're here to help
Call us at 020 3778 0274 from Monday to Friday (9am - 6pm). We can take your business loan application over the phone, or answer your questions about applying online.
£3 billion+
approved small business loans
90,000+
businesses approved
