Get a start-up business loan to fund your future growth

Launching a new business is thrilling thing to do. Nearly half a million UK entrepreneurs have a go each year, arming themselves with ideas, business plans and research.

  • Perfect for businesses that have just launched
  • No early repayment fees
  • Top-up your balance in the future (subject to reapproval)
Apply nowSee how much you could get

Applying won't affect your credit score

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Loved by over 90,000+ small businesses since 2012

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What are start-up business loans?

  1. They help you take the next step

    Start-up business loans are designed to help entrepreneurs invest in growth. They can help you set up the business, hire employees, marketing your brand, or buy the stock and kit you need.

  2. There’s less pressure than with other loans

    With us, these loans are unsecured. So you don’t have to use a guarantor or include any assets as collateral when you apply.

  3. And applying won’t slow you down

    Our easy application process also means that you’ll get a decision quickly. This means that you don’t need to jump through hoops to acquire funding and can start investing in your business right away.

Fund your future with a start-up business loan

Read our in-depth guides about the world of business finance, designed to help you achieve more.

The iwoca story

Over the past eleven years iwoca has grown from an ambitious fintech start-up to one of the fastest-growing and biggest business lenders in Europe. Now we're a team of around 400 in London, Leeds and Frankfurt working towards the goal of funding one million small businesses.

Learn more
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Questions? We're here to help

Call us at 020 3397 3375 from Monday to Friday (9am - 6pm). We can take your business loan application over the phone, or answer your questions about applying online.

£3 billion+

approved small business loans


businesses approved

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Let’s get started

Applying won’t affect your credit score

Need help? Call us:

Get approved in 24 hours

Applying won’t affect your credit score

What's next?

  • Apply in 5 minutes
  • Meet your account manager
  • Get money in the bank in hours

Need help? Call us:

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