We partner with accountants

Offer your small business clients up to £200,000 of credit through iwoca.

Save Time

Apply in minutes and have a decision in hours

No Commitment

Your clients approved at no cost and with no obligation

Flexible

Receive an introducer fee or pass benefits to your clients

Save time by connecting iwoca and Xero

Connecting Xero makes our application process simpler and credit approval faster.

Linking your client’s account allows you to verify trading history and get them approved with no paperwork. By connecting a Xero account, you securely share access to full accounting data.

We analyse the Xero account data in seconds allowing us to make a faster decision. You can also choose to have details of loans and repayments added to Xero to save time on bookkeeping.

How it works

Sign up as an introducer

Signing up takes less than 5 minutes and gives you access to a personal dashboard where you can submit and track applications for your clients.

Submit applications in minutes

Our simple process recommends which documents (such as bank statements or VAT returns) to submit for your client.

Get a decision within hours

We can usually make a decision within hours. Our decision will be communicated to you directly, ready to send to your client.

Get paid or pass the benefit to your client

Earn an additional revenue stream by receiving an introducer fee when your client draws down. Alternatively, you can pass on the benefit to your client – it's up to you.

Sign up as an introducer

Signing up takes less than 5 minutes and gives you access to a personal dashboard where you can submit and track applications for your clients.

Submit applications in minutes

Our simple process recommends which documents (such as bank statements or VAT returns) to submit for your client.

Get a decision within hours

We can usually make a decision within hours. Our decision will be communicated to you directly, ready to send to your client.

Get paid or pass the benefit to your client

Earn an additional revenue stream by receiving an introducer fee when your client draws down. Alternatively, you can pass on the benefit to your client – it's up to you.

Sign up as an introducer

Signing up takes less than 5 minutes and gives you access to a personal dashboard where you can submit and track applications for your clients.

Submit applications in minutes

Our simple process recommends which documents (such as bank statements or VAT returns) to submit for your client.

Get a decision within hours

We can usually make a decision within hours. Our decision will be communicated to you directly, ready to send to your client.

Get paid or pass the benefit to your client

Earn an additional revenue stream by receiving an introducer fee when your client draws down. Alternatively, you can pass on the benefit to your client – it's up to you.

Easy to explain pricing

We like to keep things simple for you and your clients. Interest is charged daily on outstanding balances, with no other fees and no long-term commitments. Rates start at just 2% per month, depending on a business' profile.

£1,000£200,000

1 month12 months

month	Original Loan	Interest	Repayment of
1	£2,379	£333	£2,712
2	£2,458	£254	£2,712
3	£2,540	£172	£2,712
4	£2,624	£87	£2,712
Total Borrowed	£10,000	£846	£10,846

Apply

Representative example: Borrow £10,000 for 12 months at 49% representative APR. Interest rate of 40% p.a. (fixed). Total amount repayable is £12,165. Actual rate may vary based on circumstances.

Questions? Chat to our Accountants Team

Get in touch with the team, we’d love to hear from you!

0203 778 0324

accountants@iwoca.co.uk