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iwoca SME Expert Index: Three-quarters of finance brokers say Government policies harming SMEs, with Budget likely to worsen outlook

More than three-quarters (76%) of business finance specialists say the Government’s policies have had a negative impact on the UK’s 5.5m small and medium-sized enterprises (SMEs), with the situation predicted to worsen at the Budget.

84 new businesses were created every hour across Britain in H1 2025

iwoca and Teya partner as SME demand for finance expected to rise significantly

'Faster than Farah': iwoca takes over 12% of all UK small business overdraft approvals

We've also overtaken Mo Farah's European record with our fastest business loan of 3 minutes and 26 seconds.

iwoca launches loans within 30 seconds with Funding Xchange and Funding Options

Our advanced Lending API will, for the first time, give small business owners immediate real-time loan decisions with finance marketplaces Funding Xchange and Funding Options.

Wow! We've now issued £1 billion in funding

Since launching in 2012, we've funded more than 30,000 customers and made finance available for over 50,000 businesses of all shapes and sizes.

Opening up our new look

We’re all about opening doors for small business, so we made it our logo.

iwoca reveals plan to fix Government's failing Bank Referral Scheme

For the sake of the UK's 5.7 million small businesses, iwoca CEO and co-founder Christoph Rieche has written a letter to the Chancellor arguing why the Bank Referral Scheme deserves to be fixed.