Join the 100,000 UK businesses funded by iwoca
Over £4.5 billion lent to UK businesses
How we’re helping UK SMEs make their mark


How do our SME customers use our finance?
We've funded 100,000 SMEs looking for business finance, helping them act fast when it matters most. Because when a moment arrives, you shouldn’t have to put your business on hold.
Cover cash flow gaps and keep your business moving
Whether you’re waiting on a late payment, managing upfront costs or handling a run of large costs, you can use our facility to maintain momentum and keep your cash flow resilient.
Don’t let unexpected costs stop you in your tracks
When broken down equipment, larger-than-planned tax bills or even a quiet spell risk business as usual, our finance gives you the breathing room you need to keep things moving without missing a beat.
Fund the next big growth opportunity with confidence
When cash flow is tight, taking the next big step can feel out of reach. Whether it’s a large stock order, new equipment, or scaling up operations, iwoca provides the capital you needto act on your plans, giving you confidence to invest in growth.




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