Flexible finance for construction businesses
Get a flexible facility you can draw from when you need, and repay when the money lands - so you can move forward with control and confidence.

How construction businesses use iwoca
Stay in control between payments
With a new project, materials and labour need paying before the first payment arrives. An iwoca Flexi-Loan lets you take the job on without waiting for cash from the last one to clear. Quickly draw what you need and repay when the payment lands.
Bridge cash flow gaps
When the project’s finished and invoices sent, you need cash to start the next job, pay subcontractors, or cover overheads. A flexible facility lets you take on new projects, purchase new equipment and make payments while you wait.
Trade through quieter months
Weather the seasonal slowdowns with fewer projects and the same fixed costs. With a facility in place, you can keep your team together and business running without cutting back when demand drops.
Hear from some of our customers
How does the iwoca application process work?






