020 3778 0629

Business loans. Simplified.

Borrow £25,000 to £250,000 for up to 5 years.

Fast and fair decisions. Competitive rates from 4.5% p.a.

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Invest in growing your business

Spread the cost of long-term investments and large purchases with a small business loan of up to five years

Fair Decisions

Award-winning technology allows us to make a decision based on your business performance, not just a credit score.

Lightning Fast

Straightforward applications for busy people. Apply online in minutes and have funds in your account within 24 hours.

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Affordable Rates

Starting from 4.5% per annum. No hidden fees or early repayment penalties. Find out more with our interactive calculator.

Outstanding Service

Thousands of businesses have borrowed over £900 million from iwoca and given us a 9.6/10 rating on TrustPilot.

How iwoca is helping EXF Fitness grow

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Simple yet flexible


Sign up in minutes

It’s completely free to sign up and there are no commitments. We just need some basic details in order to verify your business.


Get approved

An expert account manager will be in touch within 24 hours with a decision and your credit limit. You’ll be approved for a term of 3 - 5 years, depending on your business profile.


Take the funds

Draw down as much as you need, when you're ready. Most businesses use our business loans to make investments or spread the cost of large purchases (such as machinery).


Make repayments

Your minimum monthly repayments will be taken automatically from your registered debit card. You can also make an early repayment at at any stage to save money.

Learn more in our FAQs

Trusted by tens of thousands of small businesses

With over £500 million borrowed, customers have given us a 9.6/10 rating across 3,750 TrustPilot reviews.

Questions? Speak to a real person.

Our team of dedicated account managers are ready to help. Give them a call on 020 3778 0629.

Get approved for up to £250,000 today. Fair decisions, competitive pricing.




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