020 3778 0105

Business loans. Simplified.

Borrow £5,000 to £150,000 for up to 5 years. Fast and fair decisions.

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Invest in growing your business

Spread the cost of long-term investments and large purchases with a small business loan of up to five years

Fair Decisions

Award-winning technology allows us to make a decision based on your business performance, not just a credit score.

Lightning Fast

Apply in minutes and have the funds in your bank account within hours. We move as fast as your business.

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Affordable Rates

A representative APR of just 14.9% keeps your monthly instalments low – find out more with our interactive calculator.

Outstanding Service

Thousands of businesses have borrowed over £500 million from iwoca and given us a 9.7/10 rating on TrustPilot.

How iwoca is helping Chimera Climbing Centre continue to grow

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Simple yet flexible

1

Sign up in minutes

It’s completely free to sign up and there are no commitments. We just need some basic details in order to verify your business.

2

Get approved

An expert account manager will be in touch within 24 hours with a decision and your credit limit. You’ll be approved for a term of 3 - 5 years, depending on your business profile.

3

Take the funds

Draw down as much as you need, when you're ready. Most businesses use our business loans to make investments or spread the cost of large purchases (such as machinery).

4

Make repayments

Your minimum monthly repayments will be taken automatically from your registered debit card. You can also make an early repayment at at any stage to save money.

Learn more in our FAQs

Trusted by thousands of small businesses

With over £250 million borrowed, customers have given us a 9.7/10 rating across 2,697 TrustPilot reviews.

Questions? Speak to a real person.

Our team of dedicated account managers are ready to help. Give them a call on 020 3778 0105.

Get approved for up to £150,000 today. No fees, no commitments.

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