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Five cash flow management tips for SMEs, as iwoca research reveals 28% have two months or less of cash in the bank

April 16, 2026

New research from SME lender iwoca reveals the scale of the cash flow pressures facing UK small businesses, with many operating on limited reserves, uneven income and slow access to funding. This coincides with iwoca’s launch of a free new benchmarking tool that lets business owners compare their cash flow position against similar firms.

Full steam ahead: Darlington named top British town to work for an SME

March 31, 2026

iwoca launches Credit Compass to help millions of SMEs understand and improve their business credit score

March 16, 2026

Meta channels lead the pack as 97% of SMEs now use social media for their business

April 16, 2025

New research from iwoca reveals the overwhelming majority of UK SMEs are leveraging social media, as 97% say they use platforms to boost their business. The survey of SME owners, conducted by iwoca - one of Europe’s large SME lenders - shows Meta channels dominate the top four. Facebook leads as the top SME platform with 69% of SMEs on the network, while Instagram ranks second with 67%, and WhatsApp ranks fourth with 58% of firms using the channel.

Over 300,000 SMEs may cut jobs to cope with hike in employer National Insurance

March 10, 2025

New analysis reveals over 300,000 SME owners may cut jobs in response to the Government’s planned rise in employer National Insurance contributions (NICs), due to come into effect in April.

iwoca SME Expert Index: Cutting taxes is key to SME growth, say finance brokers

February 20, 2025

More than a third (38%) of finance brokers say lower taxes are needed to boost SME growth this year, according to iwoca’s latest SME Expert Index. This is double the next choice of reforming business rates (19%).

UK bottom of the list for growth and wealth creation but top for political stability amongst major economies, according to SMEs

January 23, 2025

A new analysis by iwoca, one of Europe’s largest SME lenders, reveals that among major economies, SMEs believe that the UK offers the least support for businesses and performs the worst at creating wealth.

2025 SME Outlook: Tax concerns and political uncertainty persist despite bold growth plans

January 14, 2025

The UK’s small and medium-sized businesses are bracing for cost increases this year, according to new research from iwoca – one of Europe’s largest SME lenders.