We've stopped doing revenue based loans. Consider our Flexi-Loan instead.

We've stopped doing revenue based loans. If you’re looking for another form of business loan, our Flexi Loan could fill the gap – it lets you invest up to £500,000 in your business over 24 months.

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    Don't worry, it won't affect your credit score

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    £3 billion+

    approved small business loans


    businesses approved

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    The convenience of a set repayment as a percentage of income allows us to easily manage repayments and the funds will be repaid quicker and with more flexibility.

    Anna Jenkins

    It's 3 simple steps

    1. Link your bank account in seconds

      No paperwork, no faff, simply link your bank account, and we'll do the rest. We will get back to you within 24 hours.

    2. Choose your repayment

      You decide what percentage of your revenue to repay each month, and we'll take it automatically.

    3. Money in the bank in minutes

      Once you're approved, you can take the money on the same day.

    Low sales?
    No worries.

    A quiet month, seasonal shift? If sales slow down, so will your repayments. Because this loan breathes with your business, you'll make up any lost ground as you get back on track*.

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    *Minimum performance requirements to be met every two months.

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    Repay based on future sales with Open Banking

    To apply for the Revenue Based Loan, you will need to simply connect to your bank account through Open Banking - which is safe, secure & straightforward.

    • 100% regulated by Open Banking
    • No need for any paperwork
    • No need to share your password
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    Don't worry, it won't affect your credit score

    Who is eligible for a Revenue Based Loan

    customer success advisor

    Questions? We're here to help

    Call us at 020 3397 3375 from Monday to Friday (9am - 6pm). We can take your business loan application over the phone, or answer your questions about applying online.

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    All about our Revenue Based Loan

    Here are some questions our customers ask.

    How much can I borrow with a Revenue Based Loan?
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    Our Revenue Based Loan starts at £1,000 and go up to £100,000, and we’ll lend up to two times your monthly revenue. You can have different revenue streams at once, like e-commerce, card processors or platforms.

    How do I signup?
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    There’s no paperwork or long processes with a Revenue Based Loan. Just link your bank account with Open Banking – we’ll take a look at your revenue and get back to you within 24 hours.

    What's the interest rate of a Revenue Based Loan?
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    There isn't one. Instead, you'll pay a fixed amount upfront – so from start to finish, you'll be clear on what your Revenue Based Loan costs (typically between 6-20%). Here's an example:

    Amount: £50,000 Fixed fee: 12% Total Cost: £56,000

    How do I repay?
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    You'll repay monthly: lower repayments in slow months, higher repayments in busy months. We use the information from each month's statements to calculate the monthly repayment amount based on your chosen repayment percentage (up to 25%).

    Who's it for?
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    If you take card payments (or any kind of revenue online), Revenue Based Loan could work for you – and it’s particularly useful if you’re in eCommerce, retail or hospitality.

    Who's eligible for a Revenue Based Loan?
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    We only accept limited companies. You need to have been trading for at least six months, make at least £500 a month in revenue and have access to online banking.

    What revenue do you support?
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    We cover most revenue streams. Here are some well-known eCommerce names- like Amazon, eBay, Shopify or Etsy. Or perhaps you make sales using card processors like Stripe, FDMS, Barclaycard, Elavon, Worldpay, Square, or PayPal, and if you sell on platforms like Deliveroo, UberEats or JustEat, we've got you covered.

    How do I know Open Banking is safe?
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    Open banking has been designed with security at its heart – here’s how:

    Bank-level security – open banking uses rigorously tested software and security systems. You’ll never be asked to give access to your bank login details or password to anyone other than your own bank or building society.

    It’s regulated – only apps and websites regulated by the FCA or European equivalent can enrol in the open banking Directory.

    You’re in charge – you choose when, and for how long, you give access to your data.

    Extra protection – your bank or building society will pay your money back if fraudulent payments are made. You’re also protected by data protection laws and the Financial Ombudsman Service

    Check out our latest reviews on Trustpilot

    Let’s get started

    Applying won’t affect your credit score

    Need help? Call us:

    Get approved in 24 hours

    Applying won’t affect your credit score

    What's next?

    • Apply in 5 minutes
    • Meet your account manager
    • Get money in the bank in hours

    Need help? Call us:

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