1
Apply Online
Sign up with your eBay ID. If you only sell on Amazon click "sign up" at the top of the page.
2
Get Approved
We analyse your annual trading history and customer feedback scores.
3
We're entrepreneurs too, so we understand your business needs better than the relationship manager at your local bank.
what people are saying...
find out moreiwoca did not charge any arrangement, or early repayment fees, only the interest that accrued up to the repayment date exactly how it should be
John Townsend, Lotnabox
"[iwoca] assesses the risk of lending to an individual based on much more than just sales figures – the quality of customer feedback, ... social media, and credit history all go into the calculation."
"Is it time for the Government to stand back and let the market open up to more competition? ... [iwoca] has issued hundreds of loans from £100 to £20,000 to small businesses, ranging from garden suppliers to antique sellers."
"[iwoca] is looking to fund the ... entrepreneurs who make a living selling items on eBay, a rare piece of positive news amid the ongoing gloom surrounding access to finance."
Financing sellers who are looking to grow their ecommerce business.
our mission...
To help online sellers in the UK sell more by financing their growth based on annual sales and customer feedback scores, factors that a traditional lender won't consider.
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