about us

our story

Based in London, iwoca is a startup technology company founded by experienced technology and finance professionals.

We recognised the need for a better, faster way of getting cash to sellers for their online businesses. And as entrepreneurs we understand your business needs far better than your local bank manager.

The world shops online now and internet retailers like you have the potential to increase their turnover tenfold in the coming years - we can help you with that.

the founders

Chris Rieche

As CEO and Co-founder, Chris oversees the day-to-day operations, finance, strategy and long-term vision for iwoca.

After bagging a degree in Management from HEC Lausanne and the London School of Economics, Chris went on to become a VP at Goldman Sachs where he advised corporate and institutional investors on risk management.

In his spare time, Chris loves to cook his famous pasta dish for his family and when the weather is good he takes his dinghy out sailing.

James Dear

As CTO and Co-founder, James is responsible for technology, risk and fraud detection.

James has a BSc in Theoretical Physics from Imperial College and a PhD in Theoretical Physics and Applied Probability from Kings College London.

Prior to co-founding iwoca, James was a VP at Deutsche Bank where he worked as a quantitative trader in structured credit.

In his free time James cycles his road bike, thinks about maths and walks his much-loved Labrador Pirate.

our
mission

To help online sellers in the UK sell more by financing their growth based on annual sales and customer feedback scores, factors that a traditional lender won't consider.

Find out how we can boost your business. We look forward to working with you!