Borrow £1,000 - £200,000 for cash flow, stock or investments. Fast and fair decisions.
Our 5 minute application won't affect your credit score
If you want to repay early that’s great. We’ll never charge a fee for that. In fact, more than 20% of our customers repay ahead of schedule in their first six months.
We’ve designed our service so the funds get to your business as quickly as possible. It takes five minutes to apply and we can approve you in under 10 minutes. (Three minutes and twenty-six seconds is our record.)
We’ll give you a dedicated account manager from the off – someone who knows all your company’s dreams and schemes. Whenever you get in touch, you’ll always talk to them and fast - 98% of our incoming calls are responded to in 20 seconds or less.
Tim Law - Simply Plants
It takes five minutes from start to finish. We're designed with small businesses in mind, so we'll just need the basics about your business to make a decision.
We'll approve you based on your business performance. You transfer as much as you need to your bank account, and the funds will typically be in your account in hours.
We don't charge early repayment fees: we only charge interest for the days you have the money. If you need more funds, applying for a top up is easy. As your business grows your credit limit will too.
We’ll only charge interest on your outstanding balance for the days you’re using your loan – no hidden fees, no long-term commitments. Our rates start at 2% a month, depending on your business.
Total repayment of £55,986(3.33% interest rate per 30 days)
Borrow up to £200,000
For up to 12 months
This loan calculator is only an example, your actual rate will vary based on your circumstances. Here’s another example. If you borrowed £10,000 for 12 months at 49% representative APR, with an interest rate of 40% p.a. (variable), then, all in all, the total amount you’d repay would be £12,294.
Looking to borrow for more than 12 months or need a larger amount? Explore our longer term finance options for your business.
Here are some questions our customers ask. If there’s anything we haven’t covered here, check our FAQ
We only run soft credit checks which means applying won’t affect your credit score. But if you decide to draw down funds from us, the loan will show up on your credit report.
Yep, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your loan early we won't charge you any fees. We don’t believe in hidden fees either, so you’ll never find any sneaky small print surprises.
Even though we offer loans, we’re not a bank. We’re an independent company custom-built for small businesses – and our goal is to provide straightforward access to finance where and when your business needs it.
Let us know as soon as possible if you think you might have payment difficulties, we’ll work together to find a solution. Read more
It takes five minutes to apply and in almost all cases you'll get a decision in 24 hours.
Generally, they put the money to short term investments, like extra stock. Or they use it to help with cash flow, like if they're waiting on an invoice.