Simple yet flexible
Sign up in minutes
It’s free to sign up and there are no commitments. You’ll apply for either a Credit Line or a Small Business Loan but you can always change your mind later.
Get approved within 24 hours
Your credit limit is based on your business. Credit Lines typically have a limit up to a month’s turnover (or £10,000 for a startup) but a Small Business Loan may be larger.
Take the funds
Draw down as much as you need, when you're ready. Most companies use a Credit Line for short-term requirements and a Small Business Loan for long-term invesments.
Repay or top up
Stick to your automatic minimum monthly repayments or make free early repayments to save interest. If you’re on a Credit Line, you can also top up (subject to approval).