Boost your clients cash flow with iwocaPay

Boost your clients cash flow with iwocaPay. Your clients get paid up front for their invoices and their customers spread their costs over 90 days. Help your clients stop chasing invoices and start doing more of what they love: running their business. Sign up today and we'll contact you to get some more information.

How it works for your clients


Offer better terms

Client customers get a better way to pay. They simply include a unique PayLink in an email or an invoice to let their customers spread their costs over 90 days.


Make more sales

Customers apply in 5 minutes and can get an offer instantly, making it easier for them to manage cash flow around larger purchases.


Get paid immediately

Once their customer accepts the offer, we automatically transfer your client the funds. From there, we handle the customers’ future repayments.

Why iwocaPay?


iwocaPay lets customers spread the cost of purchases over 90 days. If they repay within the first 30 days, it’s interest free. No hidden fees, no hassles.


When client customers use iwocaPay, we take the credit risk. So if they're late on a repayment, we'll never ask your client for the cash.


Any UK Ltd company can use iwocaPay to cover invoices for up to £15,000.

More about iwocaPay

iwocaPay is a new solution, powered by iwoca. As one of the UK’s leading small business lenders, we've helped more than 50,000 small businesses get funding since 2012.

As part of our BCR public commitments, we're building iwocaPay to address the late payments problem that thousands of small businesses face every year.