Finance your cycle to work scheme today

Cycle to work finance is a cost-effective way of getting your employees active, without the cashflow complications normally associated with cycling schemes. Designed with businesses of all shapes and sizes in mind.

How it works


Reduce cash drag

Funding cycling schemes can deplete your business’s cashflow. Manage upfront costs and spread them out for up to 12 months instead.


Still save money

Affordably priced, our cycle to work finance may still save your business money – offset through employees’ salary sacrifice arrangements and lower National Insurance contributions.


Promote healthy living

Cycling can help your employees maintain an active and healthy lifestyle, and is also linked to increased workplace productivity.

Why cycle to work finance?


Cycle to work finance lets you spread the cost of a Cycle to Work Scheme for up to 12 months. There's no hidden fees and you can repay early at any time.


Our cycle to work finance is available to any UK Ltd. company, of any age and industry, that wants to access finance up to £15,000.


According to a study by VitalityHealth, regular cyclists suffer less work-place impairment, enjoying six additional days per year of productive working time.

More about cycle to work finance

Cycle to work is a new product powered by iwoca. As one of the Europe’s largest small business lenders, we've helped more than 50,000 small businesses access funding since 2012.

As part of our commitments to small business owners, we also run the iwoca cycling club so business owners like you can network with likeminded sports activists up and down the country. Join today.