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Thousands of businesses are
growing faster with iwoca

With hundreds of independent reviews from UK businesses
we're the top-rated lender on TrustPilot.

Find out what our customers think

Scott Yeo
Scott Yeo(Arts & Crafts Webstore)

iwoca have been fast and efficient from the first point of contact. It makes a pleasant change to deal with a company that takes pride in providing a first class service. Thanks for the excellent service and I look forward to working with iwoca for the foreseeable future.

Steve McKay
Steve McKay(Mobile Accessory Store)

Wow simply amazing service. Having spoken to James (co-founder) on the telephone […] it was satisfying for him to come back to us with an immediate offer […] at great short-term rates. Really looking forward and excited to be working with these guys over the course of the next few years!

Saul Page
Saul Page(Army Surplus Webstore)

The products that I sell often come in a wide-variety of sizes. With the help of iwoca, I was able to stock more of my best-selling products and focus on getting them selling frequently, both on my website and on eBay. I'm so glad I took the plunge and decided to apply.

Dave Bennett
Dave Bennett(Dapa Designs eBay Store)

I spoke to Nick and found him to be well informed and very friendly. [He] took the time needed to gain insight into my business and understand where I see the business going in terms of market and sales. I would recommend iwoca to any new online business without hesitation.

Stephen Harman
Stephen Harman(Smartphone Hippo eBay Store)

iwoca examined our actual sales and customer performance via feedback on eBay and Amazon and made their decision based on real world examples […] This is how business should be conducted in the 21st century […] Are you listening banks?

Abigail Riley
Abigail Riley(Health and Beauty eBay Store)

iwoca has given me a much needed 'leg-up' in starting to scale up my […] eBay business. My account manager Nick was so friendly and professional. I look forward to a long working relationship with iwoca as I'm always spotting great deals and can't recommend them enough.

Anita
Anita(Trustpilot Reviewer)

Absolutely 5 star, smooth and professional. We have been doing business with iwoca right from the start, proud to say we are one of their very first clients, and we have been looked after by the excellent team at iwoca very well and recommend iwoca anytime.

Richard
Richard(Trustpilot Reviewer)

A breath of fresh air. Banks take note. This must be the easiest borrowing experience I can ever remember. Money just when your business needs it without having to cut off an arm and a leg and give them to a bank. I can unreservedly recommend iwoca to all.

Sarah
Sarah(Trustpilot Reviewer)

I still can’t believe how simple and fast the whole process was with iwoca. The funds were in my account the same day that I applied. Sophie was really helpful and friendly which helped to put me at ease. I came away feeling excited and optimistic about continuing to build my business.

Simon
Simon(Trustpilot Reviewer)

Hassle free, no nonsense, quick, friendly and affordable business finance! Approaching high-street banks for a business loan is in my experience daunting, very time consuming and rarely productive. iwoca is the complete opposite of the above. Some day soon all business loans will be done this way.

Marzena
Marzena(Trustpilot Reviewer)

From start to finish professional approach, full support with clear guidelines. With no reservations I would recommend iwoca to small businesses in need of additional financial resources! Thank you especially to Nicholas who was very committed and helpful throughout the whole application process!

Mike
Mike(Trustpilot Reviewer)

I'd been turned down for loans and overdrafts as my business is new (…) but by giving iwoca access to my eBay, Amazon and website sales data, they were able to get a clear picture of my business and approve a loan almost instantly. Excellent service, very happy.

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