Credit facilities of £1k- £50k with up to 56 days interest free on card purchases and no FX or ATM charges.
Use the card to make purchases or transfer funds to your bank account - it’s your choice. All the flexibility of a credit card with none of the strings attached
Pay with your card and get up to 56 days interest free. No FX or ATM charges. No annual, set up or late payment fees
Get a virtual card to use right away, or transfer funds into your bank account when you need them. You’ll get a physical card in the mail in days.
It takes five minutes from start to finish. We're designed with small businesses in mind, so we'll just need the basics about your business to make a decision.
Make purchases with the card or transfer funds to your account to use when and where you need.
Up to 56 days interest free on card purchases if you repay in full at the end of the month.
Here are some questions our customers ask. If there’s anything we haven’t covered here, check our FAQ’s.
Card purchases are interest-free if you pay your balance in full every month. For card balance rolled over to the next month or for funds transferred to your account, we charge from 9.9% APR (49% APR representative)
Your monthly minimum repayment will be the greater of 10% of your closing balance or £250 (or your balance if this is less than £250). You can repay with flexible direct debit options or using a debit card
No, we don’t like fees. We don’t charge FX or ATM fees, nor setup or annual fees, or late payment fees
We only run soft credit checks which means applying won’t affect your credit score. But if you decide to draw down funds from us, the loan will show up on your credit report.
Even though we offer loans, we’re not a bank. We’re an independent company custom-built for small businesses – and our goal is to provide straightforward access to finance where and when your business needs it.