“the fact that there was no arrangement fees or penalty charges for early payments was particularly appealing and, to top it all off, iwoca showed a real interest in my products, my eBay feedback and my plans for the future. You just don't get that from a High Street lender!"
“I read about iwoca's launch on Tamebay and found it a brilliant idea. What impresses me most about their service is the flexibility and transparency of their terms, and the ease of their very clever loan and repayment calculators..."
“I was intrigued by iwoca following an article on Tamebay last year, so I expressed an interest. They recently contacted me to say they were live and invited me to sign up, which I did. The process of signing up and applying for a loan with iwoca was really easy with the majority of it being completed online... "
“Having the additional funds [from iwoca] means that we can increase our profit margins and be more competitive in pricing within our market sector. I would estimate that more working capital will increase sales by 15 to 20% and also increase our profit margins to around the 40% mark."
“iwoca is very flexible and they are a web company too, which helps build trust and they understand online sellers. I dealt with James and he was very clued up on the technology platform I was using and even offered some advice about what products I should be looking at. "
“Originally I did not need the money from iwoca, but the potential and the clarity of the terms was very appealing. And I was impressed with James Dear's response and the acknowledgement of wommpomm as a viable commercial business. The conventional financial market doesn’t seem to understand eBay"