Sign up for free with no strings attached. Link your eBay, Amazon and Linnworks accounts to your iwoca profile so we can analyse your business performance.
Any questions? Leave your number and we’ll call you back.
Once you have completed your application one of our friendly team will give you a call. We’d love to hear about your business and your plans for growth. This is also a great opportunity for you to ask us any questions.
Assuming everything looks good we’ll be able to approve you right away.
Once approved you can withdraw the funds when you need them. Select how much you would like to borrow using the slider in your profile.
We’ll transfer the funds to your bank account – they’ll be there within a couple of hours.
terms and pricing
One simple interest rate ranging from 3% - 7% per month. Sign up for free to get an offer tailored to your business.
no hidden fees
No application fees, no origination fees and no admin charges. We don’t like nasty fees so we don’t charge them.
Borrow for any period up to 6 months. Need the funds for one month? Only pay for one month. Free early repayments save you interest.
a representative example
You need £3000 for a job lot of discounted LCD screens. You can sell the screens for £6000 and after overheads you expect to turn a profit of £2000.
£3000 business loan from iwoca at typical 5% monthly interest rate.
Total amount repayable:
£3,525 in six monthly instalments including £525 in interest payments. Or repay early to save interest.
Your expected profit: £1,475. Nice!
Who are iwoca's customers? find out here